Best credit card for Flights & hotels (US)
Ranked by net reward rate. Each pick lists the exact percentage you earn at Flights & hotels (US), plus any caps or fine print to watch.
The top 3
Chase Sapphire Preferred
Chase
Best entry-tier travel earn rates with Chase Ultimate Rewards transfers.
Capital One Venture
Capital One
Simpler structure, 15+ airline transfer partners.
Bank of America Travel Rewards
Bank of America
Best no-fee option, especially with Preferred Rewards bumps.
FAQ
›Which credit card gives the highest reward at Flights & hotels (US)?
Chase Sapphire Preferred pays 5x portal / 2x other on Flights & hotels (US). Best entry-tier travel earn rates with Chase Ultimate Rewards transfers.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Flights & hotels (US), look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50 — which justifies most no-fee or sub-₹1,000 fee cards.