Privacy Policy

What we collect

• Your email address (only when you create an account or subscribe to the newsletter)
• Cards you manually add to your wallet (last 4 digits only, never full PAN, CVV, or expiry)
• Polo Brain queries (for analytics + improving the AI; never sold)
• Polo Match quiz answers (country, spend bracket, primary categories, never personally identifying)
• Anonymized analytics, pageviews and clicks (no cookies, via Plausible)
• Affiliate click logs, link slug, country (from Cloudflare), and a SHA-256 hash of your IP

What we never do

• We never connect to your bank (no Plaid, no Account Aggregator, no statement parsing).
• We never store your full card number, CVV, or expiry. Only the last 4 digits.
• We never connect to your Gmail or other inboxes.
• We never sell your data.

Cookies

We use a few essential cookies and no advertising or cross-site tracking cookies:

• Sign-in, set only if you sign in, to keep you signed in.
• cp_geo, your country from your IP address, so we can show India or US cards first. We do not store your IP address in it.
• cp_market, the edition you chose, so your choice beats the automatic one.
• cp_club, a random id, set when you first post or vote in Polo Club, so you can vote once and keep your name. We store only a hash of it.
• cp_seats, set only if you connect a seats.aero account, so your award searches can use it. Disconnecting deletes the stored tokens.

Polo Club

Posts, votes and answers in Polo Club are public and anonymous. We store your post, a random name, and hashes of your cookie id and IP address for abuse control. We do not store the IP address itself. To have a post removed, use the report button or write to [email protected].

Affiliate disclosure

Some links on CardPolo are affiliate links, we may earn a commission if you apply, at no extra cost to you. This is disclosed inline next to applicable buttons and in our global footer, per FTC and ASCI guidelines.

Contact

Questions? Email [email protected].