Best credit card for Streaming subscriptions (Netflix, Spotify…)
Ranked by net reward rate. Each pick lists the exact percentage you earn at Streaming subscriptions (Netflix, Spotify…), plus any caps or fine print to watch.
The top 2
Capital One Savor
Capital One
Counted as entertainment.
Citi Double Cash
Citi
Flat 2% — works as a fallback for any subscription.
FAQ
›Which credit card gives the highest reward at Streaming subscriptions (Netflix, Spotify…)?
Capital One Savor pays 3% on Streaming subscriptions (Netflix, Spotify…). Counted as entertainment.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Streaming subscriptions (Netflix, Spotify…), look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50 — which justifies most no-fee or sub-₹1,000 fee cards.