CardPolo · credit-card command center
Play your cards right.
The credit-card command center for India + US. Ask which card to swipe. Find your right card in 60 seconds. Stack the right combos. Every reward, every transfer partner, every catch, surfaced.
Live reward + transfer-partner dataNo bank login · PCI-safeIndia + US catalogs
CardPolo
Signature
4242 1620 •••• 2026
Cardholder
PLAY YOUR CARDS RIGHT
Cards covered
India + United States
Transfer-partner ratios mapped
Across 17 cards · live
₹+
Net annual value computed per card
Avg. value Polo finds
PCI-safe
No bank login · last-4 only · never your full PAN
Quarterly
Every reward rate verified against issuer source quarterly
IN + US
Two catalogs, two reward systems, never blended
Free tier
Polo Match unlimited · Polo Brain 10 queries / day
The four surfaces
Built for the way you actually play.
Four surfaces, one rewards command center. Each does one job perfectly.
Featured cards
The catalog's most-recommended picks.
What Polo Brain + Polo Match keep returning as winners. India + US, ranked by net annual value.
How Polo thinks
Not headline rate. Real value.
A 4% card with a ₹500 cap loses to a 2% no-cap card on a ₹50K spend. Polo does that math, and the cashback-vs-transfer-partner math too.
₹12,000 Amazon order
HDFC Infinia · 3.33% as 6.6X reward points · 12,000 × 3.3pts × ₹1 redemption value
₹400
Reward
$420 United flight
Chase Sapphire Reserve · 3.25X UR points on travel · transfer to United at 1:1 for premium-cabin redemption
$13.60
Reward
₹2,500 Swiggy dinner
Axis Magnus · Magnus 24X on dining via EDGE → 3X earn at ₹1/pt redemption
₹75
Reward
₹50K electricity bill
SBI Cashback · Flat 1% on utility bill payments, beats Infinia capped 0.33% on this category
₹500
Reward
Polo Club · editorial
The rewards conversation.
Stop leaving rupees on the table.
Sixty seconds to find your right card. Lifetime to play it right.