CardPolo · credit-card command center
Play your cards right.
The credit-card command center for India + US. Ask which card to swipe. Find your right card in 60 seconds. Stack the right combos. Every reward, every transfer partner, every catch, surfaced.
Live reward + transfer-partner dataNo bank login · PCI-safeIndia + US catalogs
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4242 1620 •••• 2026
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PLAY YOUR CARDS RIGHT
Cards covered
India + United States
Transfer routes mapped
Across 13 cards
Card changes tracked
Sourced devaluations, launches and rule changes
Air India and Singapore Airlines widen their tie-up: standalone partner bookings from 15 Oct, elite perks from Q2 2027Oct 9Visa Power Travel returns for Indian cardholders: up to 20% back on overseas spends until 31 January 2027Oct 8HDFC lets Infinia and Diners Black holders buy ALL Accor+ Explorer for 10,000 reward points until 17 December 2026Oct 8U.S. Bank launches two Business Essentials cards: 2% flat, up to 3.5% with checking balances, and a $295 Plus card with 5% on your top categoryOct 5Amex Business Gold swaps FedEx for UPS.com in its $20 monthly flexible creditOct 5IHG overhauls its Chase cards: Premier goes to $150 and loses Platinum status, Business goes to $200, and a $350 Premier Select arrivesOct 3Bilt cuts World of Hyatt transfers from 1:1 to 4:3 on 1 January 2027, with no exception for top-tier membersOct 3Citi ThankYou adds Japan Airlines Mileage Bank, with a 30% transfer bonus until 24 OctoberOct 1
PCI-safe
No bank login · last-4 only · never your full PAN
Sourced or flagged
Each card is either stamped with the date we checked it against the issuer, or plainly labelled not-yet-verified. No card fakes a verified date.
IN + US
Two catalogs, two reward systems, never blended
Free tier
Polo Match unlimited · Polo Brain 10 queries / day
The four surfaces
Built for the way you actually play.
Four surfaces, one rewards command center. Each does one job perfectly.
Featured cards
The catalog's most-recommended picks.
What Polo Brain + Polo Match keep returning as winners. India + US, ranked by net annual value.
How Polo thinks
Not headline rate. Real value.
A 4% card with a ₹500 cap loses to a 2% no-cap card on a ₹50K spend. Polo does that math, and the cashback-vs-transfer-partner math too.
₹12,000 Amazon order
HDFC Infinia · 3.33% as 6.6X reward points · 12,000 × 3.3pts × ₹1 redemption value
₹400
Reward
$420 United flight
Chase Sapphire Reserve · 3.25X UR points on travel · transfer to United at 1:1 for premium-cabin redemption
$13.60
Reward
₹2,500 Swiggy dinner
Axis Magnus · Magnus 24X on dining via EDGE → 3X earn at ₹1/pt redemption
₹75
Reward
₹50K electricity bill
SBI Cashback · Flat 1% on utility bill payments, beats Infinia capped 0.33% on this category
₹500
Reward
Polo Club · editorial
The rewards conversation.
Stop leaving rupees on the table.
Sixty seconds to find your right card. Lifetime to play it right.