Bank of America Travel Rewards card
🇺🇸 United States · Bank of America

Bank of America Travel Rewards

No-fee travel, 1.5x flat with no FX markup, plus Preferred Rewards bumps

4.3 / 5
Joining fee
$0
Annual fee
$0
Top reward
1.5%
Min income
None stated

External link to Bank of America’s own application page.

The Bank of America Travel Rewards has no annual fee. It earns 1.5% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Bank of America Travel Rewards actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$270
Annual feeNo fee
Welcome bonus (year 1 only)+$1,000
Cumulative net value
+$2,350
over 5 years
Year 1
$1,270
+$1,270/yr
Year 2
$1,540
+$270/yr
Year 3
$1,810
+$270/yr
Year 4
$2,080
+$270/yr
Year 5
$2,350
+$270/yr
Year 1 (with bonus)
$1,270
Year 2+ (steady state)
$270/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Bank of America Travel Rewards earn?

What you earn back, by category.

Everything else
1.5%
📈
🎁
Welcome bonus

25,000 online bonus points after $1,000 in first 90 days (~$250 travel)

What do you get with the Bank of America Travel Rewards?

  • 1.5x points on every purchase
  • Up to 75% bonus for Preferred Rewards clients (1.5x → 2.625x)
  • Points redeem against any travel purchase, no blackout dates
  • No foreign transaction fees
  • No annual fee

Who qualifies for the Bank of America Travel Rewards?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

What people say about the Bank of America Travel Rewards

Real answers from readers. No login, and nothing here affects our scores.

Bank of America Travel Rewards FAQ

›What is the Bank of America Travel Rewards annual fee?

The Bank of America Travel Rewards has no annual fee.

›What does the Bank of America Travel Rewards earn?

It earns 1.5% on all spends.

›What is the Bank of America Travel Rewards forex markup?

The Bank of America Travel Rewards charges 0% forex markup on foreign-currency spends.

›What income do you need for the Bank of America Travel Rewards?

Bank of America publishes no minimum income requirement for this card; approval rests on your credit profile.

›What is the Bank of America Travel Rewards welcome bonus?

25,000 online bonus points after $1,000 in first 90 days (~$250 travel).

›Are these Bank of America Travel Rewards figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.