Best credit card for Restaurants & delivery (US)
Ranked by net reward rate. Each pick lists the exact percentage you earn at Restaurants & delivery (US), plus any caps or fine print to watch.
The best card for Restaurants & delivery (US) right now is the American Express Gold, earning 4x there. On dining worldwide, including Uber Eats. Its annual fee is $325. The full ranking below orders 3 cards by net reward rate at Restaurants & delivery (US).
Which card earns the most at Restaurants & delivery (US)?
American Express Gold
American Express
On dining worldwide, including Uber Eats.
Chase Sapphire Preferred
Chase
Includes takeout & delivery.
Capital One Savor
Capital One
No-fee alternative, also covers entertainment + streaming.
FAQ
›Which credit card gives the highest reward at Restaurants & delivery (US)?
American Express Gold pays 4x on Restaurants & delivery (US). On dining worldwide, including Uber Eats.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Restaurants & delivery (US), look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50, which justifies most no-fee or sub-₹1,000 fee cards.