The live credit-card offers list
Verified weekly. Welcome bonuses, milestones, lounge access, fee waivers — and the exact spend you need to trigger each one. No outdated SEO spam.
Best offers this week
Highest net value or lowest barrier-to-trigger.
₹500 Amazon Pay balance on first transaction
Triggered the moment your first transaction (any amount, even ₹100) settles.
Up to ₹2,000 cashback on first 60-day spends
Stackable with regular cashback rates — net ~7% on the first ₹30K of spend.
60,000 points after $4,000 in first 3 months
Worth $750+ when redeemed for travel via Chase Ultimate Rewards.
Cashback Match — Discover doubles year-1 cashback
There's no minimum spend; Discover automatically matches 100% of your first-year cashback at the end of year 1.
5% on Amazon for Prime members (uncapped)
No category cap — the most generous Amazon-shopping cashback in India.
5% rotating quarterly categories
Q1 typically grocery, Q2 gas/restaurants, Q3 Amazon/restaurants, Q4 Amazon/Target. Capped at $1,500 per quarter.
Welcome bonus
(13)₹500 Amazon Pay balance on first transaction
Triggered the moment your first transaction (any amount, even ₹100) settles.
₹500 Amazon e-gift voucher on activation
Sent within 30 days of card activation; redeemable on Amazon India.
1,000 CashPoints on ₹1,000 first-90-day spend
1 CashPoint = ₹1 against statement. Translates to roughly the joining fee back.
Up to ₹2,000 cashback on first 60-day spends
Stackable with regular cashback rates — net ~7% on the first ₹30K of spend.
₹500 Flipkart voucher + ₹600 spend bonus
₹500 voucher on activation, ₹600 statement credit on ₹3,500+ spend in first 90 days.
1,499 NeuCoins on first transaction
Effectively offsets the joining fee in NeuCoins (1 NeuCoin = ₹1 across Tata brands).
2,500 reward points + ₹1,500 partner voucher
Voucher choice: Marriott Bonvoy or Cult.fit. Points redeem at 0.50–0.75 ₹/pt.
60,000 points after $4,000 in first 3 months
Worth $750+ when redeemed for travel via Chase Ultimate Rewards.
EXPRESS
60,000 Membership Rewards points after $6K spend
Spend window is 6 months; transferable to 19 airline + 3 hotel partners at 1:1.
75,000 miles after $4,000 in first 3 months
Equivalent to $750 in travel statement credit, or 1:1 transfer to airline partners.
Cashback Match — Discover doubles year-1 cashback
There's no minimum spend; Discover automatically matches 100% of your first-year cashback at the end of year 1.
$200 cash back + 5% gas/groceries on first $12K
Two-part: $200 after $500 spend in 3 months, plus boosted 5% on combined gas/grocery spend up to $12K in year 1.
$200 cash back after $1,500 in first 6 months
Plus 0% intro APR on balance transfers for 18 months.
Fee waiver
(2)₹10,000 annual fee waived on ₹5L+ annual spend
Spend ₹5,00,000 or more in the prior membership year and the annual renewal fee is reversed.
Annual fee waived at ₹1L spend
Lowest-bar fee waiver in the cashback segment.
Milestone
(1)₹2,000 Cleartrip voucher at ₹1L online spend
Second voucher of equal value triggers at ₹2L cumulative online spend.
Category boost
(6)5% cashback on 10 partner brands (capped ₹1K/month)
Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow, Cult.fit, Sony LIV, Tata CLiQ, Uber.
5% on Amazon for Prime members (uncapped)
No category cap — the most generous Amazon-shopping cashback in India.
5% on Google Pay bill payments
Electricity, gas, broadband, mobile, DTH — all 5% if paid via Google Pay using ACE.
8% on Capital One Entertainment bookings
Concert tickets, sporting events, theater bookings via the Capital One portal.
5% rotating quarterly categories
Q1 typically grocery, Q2 gas/restaurants, Q3 Amazon/restaurants, Q4 Amazon/Target. Capped at $1,500 per quarter.
5% on gas + grocery (first $12K, year 1 only)
Year-one accelerator on top of the standard rate. 100% match offer on cashback for year-one new cardholders.
Lounge
(3)Unlimited domestic + 6 intl. visits / quarter
Priority Pass membership included; unlimited DragonPass at domestic terminals.
8 domestic + 4 intl. lounge visits / year
Best-in-class lounge benefit at the ₹1,499 fee tier.
EXPRESS
$120 annual Uber Cash + $120 annual dining credit
Effectively offsets the $325 annual fee if you use both monthly.
Don't miss a renewal — or a milestone
Add your cards to the free MatchYourSaaS tracker and we'll email you 30 days before any renewal, and ping you when you're close to triggering a milestone bonus.
FAQ
›How often is this list updated?
We re-verify every offer on this page weekly, and the `verifiedAt` date next to each one tells you the exact day it was last cross-checked with the bank. Anything older than two weeks gets pulled until we re-verify.
›Why don’t you scrape bank sites for offers in real-time?
Bank pages are behind aggressive bot detection, scraping is ToS-prohibited, and the data churn is high enough that brittle scrapers produce worse data than weekly hand-curation. We optimize for accuracy, not freshness theater.
›Can I trust the values listed?
Welcome-bonus values are quoted at the bank’s stated redemption rate. Indian point values use the floor (₹0.50/pt unless redeemed for travel via SmartBuy where they jump to ₹1+). Real-world value varies — we err conservative.
›Are these affiliate links?
Some apply links pay us a referral commission. It costs you nothing and never changes which offers we list. We’d include the offer regardless — affiliate or not.