American Express Platinum (UK)
Frequent flyers in the UK who will use the lounges and dining credits.
External link to American Express’s own application page.
The American Express Platinum (UK) costs £650 a year. It earns 1% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much American Express Platinum (UK) actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the American Express Platinum (UK) earn?
What you earn back, by category.
50,000 Membership Rewards points after £6,000 spend in three months
What do you get with the American Express Platinum (UK)?
- 1 point per £1, plus 1 more per £1 at American Express Travel Online
- Complimentary access to more than 1,550 airport lounges in over 140 countries
- From 1 January 2028, Priority Pass is limited to 20 visits a year (10 per supplementary cardmember) unless eligible spend reached £30,000 in the previous calendar year; other Global Lounge Collection lounges stay unlimited
- Up to £200 a year in dining statement credits in the UK and £200 abroad, enrolment required
- Wellness credits worth up to £350 a year across lululemon, Oura and Calm, enrolment required
Who qualifies for the American Express Platinum (UK)?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
How does the American Express Platinum (UK) compare?
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What people say about the American Express Platinum (UK)
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American Express Platinum (UK) FAQ
›What is the American Express Platinum (UK) annual fee?
The annual fee is £650 (joining fee £0).
›What does the American Express Platinum (UK) earn?
It earns 1% on all spends.
›What income do you need for the American Express Platinum (UK)?
The stated minimum income is £35,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the American Express Platinum (UK) welcome bonus?
50,000 Membership Rewards points after £6,000 spend in three months.
›Are these American Express Platinum (UK) figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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