British Airways American Express Credit Card card
🇪🇺 Europe · American Express

British Airways American Express Credit Card

Collecting Avios on everyday spend with no annual fee.

4.2 / 5
Joining fee
£0
Annual fee
£0
Top reward
1%
Min income
£15,000

External link to American Express’s own application page.

The British Airways American Express Credit Card has no annual fee. It earns 1% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much British Airways American Express Credit Card actually pays you over time, net of annual fees.

£1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards£180
Annual feeNo fee
Cumulative net value
+£900
over 5 years
Year 1
£180
+£180/yr
Year 2
£360
+£180/yr
Year 3
£540
+£180/yr
Year 4
£720
+£180/yr
Year 5
£900
+£180/yr
Year 1 (with bonus)
£180
Year 2+ (steady state)
£180/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the British Airways American Express Credit Card earn?

What you earn back, by category.

Everything else
1%
📈
🎁
Welcome bonus

5,000 Avios after £2,000 spend in three months

What do you get with the British Airways American Express Credit Card?

  • 1 Avios for every £1 spent on purchases
  • No annual fee
  • Travel accident cover up to £75,000 on public transport bought with the card

Who qualifies for the British Airways American Express Credit Card?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
£15,000
Self-employed
Eligible

What people say about the British Airways American Express Credit Card

Real answers from readers. No login, and nothing here affects our scores.

British Airways American Express Credit Card FAQ

›What is the British Airways American Express Credit Card annual fee?

The British Airways American Express Credit Card has no annual fee.

›What does the British Airways American Express Credit Card earn?

It earns 1% on all spends.

›What income do you need for the British Airways American Express Credit Card?

The stated minimum income is £15,000 a year. Banks treat this as a guideline, not a hard cutoff.

›What is the British Airways American Express Credit Card welcome bonus?

5,000 Avios after £2,000 spend in three months.

›Are these British Airways American Express Credit Card figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.