American Express Platinum (UK) vs British Airways American Express Premium Plus
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
British Airways American Express Premium Plus wins 4-1. Heavy British Airways flyers chasing Avios and tier points. American Express Platinum (UK) is still the right call if frequent flyers in the uk who will use the lounges and dining credits..
Side-by-side
| Criterion | American Express Platinum (UK) | British Airways American Express Premium Plus |
|---|---|---|
| Annual fee | · £650 | £300 |
| Joining fee | = None | = None |
| Top reward rate | · 1% (general) | 1.25% (general) |
| Base reward rate | · 1% | 1.25% |
| Forex markup | = N/A | = N/A |
| Welcome bonus | 50,000 Membership Rewards points after £6,000 spend in three months | · N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = £35,000 | = £35,000 |
| Min credit score | = N/A | = N/A |
| Editorial rating | · 4.3/5 | 4.5/5 |
Benefits compared
American Express Platinum (UK)
- 1 point per £1, plus 1 more per £1 at American Express Travel Online
- Complimentary access to more than 1,550 airport lounges in over 140 countries
- From 1 January 2028, Priority Pass is limited to 20 visits a year (10 per supplementary cardmember) unless eligible spend reached £30,000 in the previous calendar year; other Global Lounge Collection lounges stay unlimited
- Up to £200 a year in dining statement credits in the UK and £200 abroad, enrolment required
- Wellness credits worth up to £350 a year across lululemon, Oura and Calm, enrolment required
British Airways American Express Premium Plus
- 1.25 Avios for every £1 spent on purchases
- From 1 April 2027, 1 British Airways tier point per £10 of eligible spend, up to 3,000 a year
- Travel inconvenience cover, including £200 for flight delay and £750 for delayed baggage
FAQ
›American Express Platinum (UK) vs British Airways American Express Premium Plus: which is better?
British Airways American Express Premium Plus wins on more dimensions (4 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use American Express Platinum (UK) for its best categories, British Airways American Express Premium Plus for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
American Express Platinum (UK): 50,000 Membership Rewards points after £6,000 spend in three months. British Airways American Express Premium Plus doesn't list a welcome bonus.