British Airways American Express Premium Plus card
🇪🇺 Europe · American Express

British Airways American Express Premium Plus

Heavy British Airways flyers chasing Avios and tier points.

4.5 / 5
Joining fee
£0
Annual fee
£300
Top reward
1.25%
Min income
£35,000

External link to American Express’s own application page.

The British Airways American Express Premium Plus costs £300 a year. It earns 1.25% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much British Airways American Express Premium Plus actually pays you over time, net of annual fees.

£1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards£225
Annual fee−£300
Cumulative net value
£-375
over 5 years
Year 1
£-75
£-75/yr
Year 2
£-150
£-75/yr
Year 3
£-225
£-75/yr
Year 4
£-300
£-75/yr
Year 5
£-375
£-75/yr
Year 1 (with bonus)
£-75
Year 2+ (steady state)
£-75/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the British Airways American Express Premium Plus earn?

What you earn back, by category.

Everything else
1.25%
📈

What do you get with the British Airways American Express Premium Plus?

  • 1.25 Avios for every £1 spent on purchases
  • From 1 April 2027, 1 British Airways tier point per £10 of eligible spend, up to 3,000 a year
  • Travel inconvenience cover, including £200 for flight delay and £750 for delayed baggage

Who qualifies for the British Airways American Express Premium Plus?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
£35,000
Self-employed
Eligible

What people say about the British Airways American Express Premium Plus

Real answers from readers. No login, and nothing here affects our scores.

British Airways American Express Premium Plus FAQ

›What is the British Airways American Express Premium Plus annual fee?

The annual fee is £300 (joining fee £0).

›What does the British Airways American Express Premium Plus earn?

It earns 1.25% on all spends.

›What income do you need for the British Airways American Express Premium Plus?

The stated minimum income is £35,000 a year. Banks treat this as a guideline, not a hard cutoff.

›Are these British Airways American Express Premium Plus figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.