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Yes Bank
Yes Bank Marquee
🇮🇳 India · Yes Bank

Yes Bank Marquee

Mid-premium with rare 0% forex markup tier.

4.3 / 5
Joining fee
₹9,999
Annual fee
₹4,999
Top reward
2%
Min income
₹2,400,000

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5-year value calculator

How much Yes Bank Marquee actually pays you over time, net of annual fees.

50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards12,000
Annual fee4,999
Welcome bonus (year 1 only)+3,750
Fee waiver triggers at 1,500,000 annual spend. You're currently at 600,000. Bump monthly spend to 125,000 to clear it.
Cumulative net value
+38,755
over 5 years
Year 1
10,751
+10,751/yr
Year 2
17,752
+7,001/yr
Year 3
24,753
+7,001/yr
Year 4
31,754
+7,001/yr
Year 5
38,755
+7,001/yr
Year 1 (with bonus)
10,751
Year 2+ (steady state)
7,001/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

Everything else
2%
📈
🎁
Welcome bonus

15,000 reward points worth ₹3,750

What you get

  • 12 reward points per ₹200 on weekend dining + grocery
  • 6 reward points per ₹200 on others
  • 0% forex markup
  • Unlimited domestic + 4 international lounge visits/quarter
  • Golf at 250+ courses (4/quarter)

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹2,400,000
Min credit score
790+
Self-employed
Eligible