Yes Bank Marquee vs Standard Chartered Ultimate
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Standard Chartered Ultimate wins 6-2. Best general earn-rate at the ₹5K fee tier. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | Yes Bank Marquee | Standard Chartered Ultimate |
|---|---|---|
| Annual fee | ₹4,999 | · ₹5,000 |
| Joining fee | · ₹9,999 | ₹5,000 |
| Top reward rate | · 2% (general) | 3.3% (general) |
| Base reward rate | · 2% | 3.3% |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = 15,000 reward points worth ₹3,750 | = 6,000 reward points + ₹1,000 voucher |
| Fee waiver threshold | = ₹1,500,000 / yr | = ₹1,500,000 / yr |
| Min income | · ₹2,400,000 | ₹1,500,000 |
| Min credit score | · 790 | 780 |
| Editorial rating | · 4.3/5 | 4.4/5 |
Benefits compared
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
Standard Chartered Ultimate
- 5 reward points per ₹150 (effectively 3.3%)
- 4 complimentary international lounge visits/year
- BookMyShow buy-1-get-1
- 1% fuel surcharge waiver
- Comprehensive travel + purchase insurance
FAQ
›Yes Bank Marquee vs Standard Chartered Ultimate: which is better?
Standard Chartered Ultimate wins on more dimensions (6 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Yes Bank Marquee for its best categories, Standard Chartered Ultimate for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Yes Bank Marquee: 15,000 reward points worth ₹3,750. Standard Chartered Ultimate: 6,000 reward points + ₹1,000 voucher.