Head-to-head · 🇮🇳 India
SBI ELITE vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
SBI Card
SBI ELITE
Wins 5 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 1 of 10
Verdict
SBI ELITE wins 5-1. Mid-premium SBI card with strong club benefits. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | SBI ELITE | Yes Bank Marquee |
|---|---|---|
| Annual fee | = ₹4,999 | = ₹4,999 |
| Joining fee | ₹4,999 | · ₹9,999 |
| Top reward rate | = 2% (general) | = 2% (general) |
| Base reward rate | = 2% | = 2% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = 5,000 bonus reward points + ₹5,000 e-gift voucher | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹1,000,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹600,000 | · ₹2,400,000 |
| Min credit score | 770 | · 790 |
| Editorial rating | 4.4/5 | · 4.3/5 |
Benefits compared
SBI ELITE
- 2 reward points per ₹100
- Free movie tickets (BookMyShow) up to ₹6K/year
- 6 international + 8 domestic lounge visits/year
- Club Vistara Silver + Trident Privilege Red
- Milestone benefits at ₹3L, ₹4L, ₹5L
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›SBI ELITE vs Yes Bank Marquee: which is better?
SBI ELITE wins on more dimensions (5 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI ELITE for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI ELITE: 5,000 bonus reward points + ₹5,000 e-gift voucher. Yes Bank Marquee: 15,000 reward points worth ₹3,750.