HSBC Premier World Elite Mastercard
HSBC Premier customers who want unlimited lounge access.
External link to HSBC UK’s own application page.
The HSBC Premier World Elite Mastercard costs £290 a year. It earns 1.5% on all spends. Forex markup is 2.99%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much HSBC Premier World Elite Mastercard actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HSBC Premier World Elite Mastercard earn?
What you earn back, by category.
70,000 reward points after £2,000 spend in the first 90 days (offer ends 1 December 2026)
What do you get with the HSBC Premier World Elite Mastercard?
- 3 reward points per £1 in sterling, 4 per £1 in other currencies
- Points convert to airline miles: £1 in sterling equals 1.5 miles, £1 in other currencies equals 2
- Unlimited Priority Pass access to more than 1,700 airport lounges, for additional cardholders too
- Only for HSBC Premier customers
Who qualifies for the HSBC Premier World Elite Mastercard?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
How does the HSBC Premier World Elite Mastercard compare?
What people say about the HSBC Premier World Elite Mastercard
Real answers from readers. No login, and nothing here affects our scores.
HSBC Premier World Elite Mastercard FAQ
›What is the HSBC Premier World Elite Mastercard annual fee?
The annual fee is £290 (joining fee £0).
›What does the HSBC Premier World Elite Mastercard earn?
It earns 1.5% on all spends.
›What is the HSBC Premier World Elite Mastercard forex markup?
The HSBC Premier World Elite Mastercard charges 2.99% forex markup on foreign-currency spends.
›What is the HSBC Premier World Elite Mastercard welcome bonus?
70,000 reward points after £2,000 spend in the first 90 days (offer ends 1 December 2026).
›Are these HSBC Premier World Elite Mastercard figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
More cards in Europe
American Express Preferred Rewards Gold
American Express
UK spenders who want Membership Rewards points with a free first year.
American Express Platinum (UK)
American Express
Frequent flyers in the UK who will use the lounges and dining credits.
British Airways American Express Credit Card
American Express
Collecting Avios on everyday spend with no annual fee.