HDFC Marriott Bonvoy vs Axis Vistara Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
HDFC Marriott Bonvoy wins 4-3. Marriott loyalists — every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere. Axis Vistara Signature is still the right call if domestic flyers (vistara was acquired by air india — points convert)..
Side-by-side
| Criterion | HDFC Marriott Bonvoy | Axis Vistara Signature |
|---|---|---|
| Annual fee | = ₹3,000 | = ₹3,000 |
| Joining fee | = ₹3,000 | = ₹3,000 |
| Top reward rate | 8% (travel) | · 5% (travel) |
| Base reward rate | 2% | · 1% |
| Forex markup | 1.99% | · 3.5% |
| Welcome bonus | = 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status | = Vistara Premium Economy ticket on joining |
| Fee waiver threshold | · ₹800,000 / yr | ₹750,000 / yr |
| Min income | · ₹1,500,000 | ₹600,000 |
| Min credit score | · 770 | 750 |
| Editorial rating | 4.5/5 | · 4.2/5 |
Benefits compared
HDFC Marriott Bonvoy
- 8 Bonvoy points per ₹150 on Marriott
- 4 Bonvoy points per ₹150 on travel + dining
- 2 Bonvoy points per ₹150 on everything else
- 1 free night annually at Marriott (up to 15K Bonvoy point value)
- Marriott Bonvoy Silver Elite status (15 elite night credits)
- 8 international + 8 domestic lounge visits/year
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
FAQ
›HDFC Marriott Bonvoy vs Axis Vistara Signature: which is better?
HDFC Marriott Bonvoy wins on more dimensions (4 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Marriott Bonvoy for its best categories, Axis Vistara Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Marriott Bonvoy: 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status. Axis Vistara Signature: Vistara Premium Economy ticket on joining.