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Axis Bank
Axis Vistara Signature
VISA
🇮🇳 India · Axis Bank

Axis Vistara Signature

Domestic flyers (Vistara was acquired by Air India — points convert).

4.2 / 5
Joining fee
₹3,000
Annual fee
₹3,000
Top reward
5%
Min income
₹600,000

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5-year value calculator

How much Axis Vistara Signature actually pays you over time, net of annual fees.

50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards15,600
Annual fee3,000
Fee waiver triggers at 750,000 annual spend. You're currently at 600,000. Bump monthly spend to 62,500 to clear it.
Cumulative net value
+63,000
over 5 years
Year 1
12,600
+12,600/yr
Year 2
25,200
+12,600/yr
Year 3
37,800
+12,600/yr
Year 4
50,400
+12,600/yr
Year 5
63,000
+12,600/yr
Year 1 (with bonus)
12,600
Year 2+ (steady state)
12,600/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

travel
5%
📈
Everything else
1%
📈
🎁
Welcome bonus

Vistara Premium Economy ticket on joining

What you get

  • 5 CV points per ₹200 on travel
  • Premium Economy class ticket on joining
  • Premium Economy class ticket on ₹4.5L spend
  • 8 domestic lounge visits/year
  • Club Vistara Silver tier on joining

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹600,000
Min credit score
750+
Self-employed
Eligible