HDFC Marriott Bonvoy card
🇮🇳 India · HDFC Bank

HDFC Marriott Bonvoy

Marriott loyalists, every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere.

4.5 / 5
Joining fee
₹3,000
Annual fee
₹3,000
Top reward
8x
Min income
₹15,00,000

External link to HDFC Bank’s own application page.

The HDFC Marriott Bonvoy costs ₹3,000 a year, waived at ₹8,00,000 annual spend. It earns 8x on travel and 2x on everything else. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

This card earns hotel points, which we do not convert to cash.

Annual fee ₹3,000, waived at ₹8,00,000 annual spend. Its value depends on how you redeem the points, so it is not ranked by these spend sliders.

What does the HDFC Marriott Bonvoy earn?

What you earn back, by category.

travel
8x
📈
Everything else
2x
📈
🎁
Welcome bonus

1 free night at any Marriott property + Marriott Bonvoy Silver Elite status

What do you get with the HDFC Marriott Bonvoy?

  • 8 Bonvoy points per ₹150 on Marriott
  • 4 Bonvoy points per ₹150 on travel + dining
  • 2 Bonvoy points per ₹150 on everything else
  • 1 free night annually at Marriott (up to 15K Bonvoy point value)
  • Marriott Bonvoy Silver Elite status (15 elite night credits)
  • 8 international + 8 domestic lounge visits/year

Who qualifies for the HDFC Marriott Bonvoy?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹15,00,000
Min credit score
770+
Self-employed
Eligible
Points value

What 1 HDFC Marriott Bonvoy point is actually worth

Best redemption is 3.0× the worst

Same points, wildly different values depending on redemption. Most cardholders default to the boring option and never see the upside. Here's the full ladder for HDFC Marriott Bonvoy:

Marriott Bonvoy redemption (direct)
Best

₹1.20/point

Co-branded, points ARE Marriott Bonvoy points. Cat 5 hotel = 35K points = ~₹40K room.

Marriott award chart sweet spots

₹2.00/point

Cat 4 hotels (25K points) often go for ~₹15K cash = ₹0.60/point. Cat 1 (5K) can hit ₹2/point.

Marriott airline transfer

₹0.40/point

Marriott → United/AA at 3:1. Worse than direct hotel use.

Welcome bonus, the under-priced lever

1 free night award (up to 25K points value) + Silver Elite status.

Welcome bonus value at best redemption: ₹1,200

Sweet spots & gotchas

  • ✓Best use: stay at Marriott Cat 3-4 properties on off-peak dates for max value-per-point.
  • ✓Annual free-night cert at renewal is worth ₹15-25K.

What people say about the HDFC Marriott Bonvoy

Real answers from readers. No login, and nothing here affects our scores.

HDFC Marriott Bonvoy FAQ

›What is the HDFC Marriott Bonvoy annual fee?

The annual fee is ₹3,000. It is waived if you spend ₹8,00,000 in a year.

›What does the HDFC Marriott Bonvoy earn?

It earns 8x on travel and 2x on everything else.

›What income do you need for the HDFC Marriott Bonvoy?

The stated minimum income is ₹15,00,000 a year. Banks treat this as a guideline, not a hard cutoff.

›What is the HDFC Marriott Bonvoy welcome bonus?

1 free night at any Marriott property + Marriott Bonvoy Silver Elite status.

›Are these HDFC Marriott Bonvoy figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.