Best fuel & bills credit cards
Petrol surcharge waiver + utility cashback.
🇮🇳 India
At a glance
| Card | Annual fee | Fee waived at | Forex markup | Stated min income | Network | Checked |
|---|---|---|---|---|---|---|
| SBI BPCL Octane SBI Card | ₹1,499 | ₹2,00,000 / yr | 3.5% | ₹3,60,000 / yr | visa | not yet verified |
| Axis ACE Axis Bank | ₹499 | ₹2,00,000 / yr | 3.5% | ₹3,60,000 / yr | visa | not yet verified |
| ICICI HPCL Coral ICICI Bank | ₹199 | ₹50,000 / yr | 3.5% | ₹2,50,000 / yr | visa | not yet verified |
Axis ACE
Axis Bank
Bill payments + utilities + fuel, set-and-forget cashback
ICICI HPCL Coral
ICICI Bank
Fuel-heavy spenders at HPCL pumps.
SBI BPCL Octane
SBI Card
Highest fuel cashback in India, 7.25% effective at BPCL pumps.
Best fuel & bills credit cards, common questions
Every figure below is read from our card catalog at build time, so it cannot drift from the card pages.
How many fuel & bills credit cards are compared here?
3 fuel & bills cards, 3 from India. Cards from each market are listed separately because their fees, income rules and reward currencies do not compare directly.
Which fuel & bills credit cards has the lowest annual fee?
Every one of the 3 fuel & bills cards listed here charges an annual fee. The lowest is the ICICI HPCL Coral at ₹199 a year. Several waive that fee once you cross a spend threshold, which is stated on each card page.
How much do these fuel & bills cards cost per year?
Annual fees across the 3 fuel & bills cards on this page run ₹199 to ₹1,499 (highest: SBI BPCL Octane). Fee waivers on annual spend are common in India and rare in the US, so read the waiver threshold rather than the headline fee.
Which of these fuel & bills cards is cheapest on foreign spend?
Axis ACE, ICICI HPCL Coral and SBI BPCL Octane each charge 3.5% on foreign currency transactions. That is the lowest markup among the 3 cards here whose rate we have confirmed against the issuer.
What income do you need for these fuel & bills cards?
Of the 3 cards here that state an income requirement, the lowest bar is the ICICI HPCL Coral at ₹2,50,000 a year. Issuer income figures are guidelines rather than hard cutoffs, and US issuers generally publish none at all.