ICICI HPCL Coral
Fuel-heavy spenders at HPCL pumps.
External link to ICICI Bank’s own application page.
The ICICI HPCL Coral costs ₹199 a year, waived at ₹50,000 annual spend. It earns 5% on fuel and 1% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much ICICI HPCL Coral actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the ICICI HPCL Coral earn?
What you earn back, by category.
2,000 PAYBACK points on first transaction
What do you get with the ICICI HPCL Coral?
- 5% cashback on HPCL fuel
- 4% on grocery + dining
- 2.5% on utility bills via DragonPass
- 1% fuel surcharge waiver
- 2 domestic lounge visits/year
Who qualifies for the ICICI HPCL Coral?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the ICICI HPCL Coral
Real answers from readers. No login, and nothing here affects our scores.
ICICI HPCL Coral FAQ
›What is the ICICI HPCL Coral annual fee?
The annual fee is ₹199. It is waived if you spend ₹50,000 in a year.
›What does the ICICI HPCL Coral earn?
It earns 5% on fuel and 1% on everything else.
›What is the ICICI HPCL Coral forex markup?
The ICICI HPCL Coral charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the ICICI HPCL Coral?
The stated minimum income is ₹2,50,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the ICICI HPCL Coral welcome bonus?
2,000 PAYBACK points on first transaction.
›Are these ICICI HPCL Coral figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
