SBI BPCL Octane
Highest fuel cashback in India — 7.25% effective at BPCL pumps.
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5-year value calculator
How much SBI BPCL Octane actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
6,000 BPCL reward points (₹1,500 fuel value)
What you get
- 25 reward points per ₹100 at BPCL (~7.25% value)
- 10x rewards on dining + grocery + departmental
- 4 domestic lounge visits/year
- 1% fuel surcharge waiver
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the SBI BPCL Octane
The SaaS subscriptions where SBI BPCL Octane earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹30,409/yr.
Greenhouse
1.25% rewards on hr category — better than the 1% default.
Drift
1.25% rewards on crm category — better than the 1% default.
Vanta
1.25% rewards on engineering category — better than the 1% default.
Drata
1.25% rewards on engineering category — better than the 1% default.
WorkOS
1.25% rewards on auth category — better than the 1% default.
dbt
1.25% rewards on database category — better than the 1% default.
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Bill payments + utilities + fuel — set-and-forget cashback