American Express Rewards Credit Card
A free way into Membership Rewards points in the UK.
External link to American Express’s own application page.
The American Express Rewards Credit Card has no annual fee. It earns 1% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much American Express Rewards Credit Card actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the American Express Rewards Credit Card earn?
What you earn back, by category.
10,000 Membership Rewards points after £2,000 spend in three months
What do you get with the American Express Rewards Credit Card?
- 1 Membership Rewards point for every £1 spent
- No annual fee
Who qualifies for the American Express Rewards Credit Card?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
How does the American Express Rewards Credit Card compare?
What people say about the American Express Rewards Credit Card
Real answers from readers. No login, and nothing here affects our scores.
American Express Rewards Credit Card FAQ
›What is the American Express Rewards Credit Card annual fee?
The American Express Rewards Credit Card has no annual fee.
›What does the American Express Rewards Credit Card earn?
It earns 1% on all spends.
›What income do you need for the American Express Rewards Credit Card?
The stated minimum income is £15,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the American Express Rewards Credit Card welcome bonus?
10,000 Membership Rewards points after £2,000 spend in three months.
›Are these American Express Rewards Credit Card figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
More cards in Europe
American Express Preferred Rewards Gold
American Express
UK spenders who want Membership Rewards points with a free first year.
American Express Platinum (UK)
American Express
Frequent flyers in the UK who will use the lounges and dining credits.
British Airways American Express Credit Card
American Express
Collecting Avios on everyday spend with no annual fee.