SBI Card

SBI Air India Signature

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🇮🇳 India · SBI Card

SBI Air India Signature

Name: SBI Air India Signature
Brand: SBI Card
Rating: 4.3 (50 reviews)

Air India loyalists — highest miles earn on AI bookings.

4.3 / 5

Joining fee

₹4,999

Annual fee

₹4,999

Top reward

Min income

₹1,200,000

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5-year value calculator

How much SBI Air India Signature actually pays you over time, net of annual fees.

Your monthly spend₹50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards₹26,400

Annual fee₹0 (waived ✓)

Cumulative net value

+₹132,000

over 5 years

Year 1

₹26,400

+₹26,400/yr

Year 2

₹52,800

+₹26,400/yr

Year 3

₹79,200

+₹26,400/yr

Year 4

₹105,600

+₹26,400/yr

Year 5

₹132,000

+₹26,400/yr

Year 1 (with bonus)

₹26,400

Year 2+ (steady state)

₹26,400/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

travel

📈

Everything else

📈

🎁

Welcome bonus

20,000 Air India reward points

What you get

30 AI reward points per ₹100 on Air India bookings
4 reward points per ₹100 on others
Air India Maharajah Club Silver
8 international + 8 domestic lounge visits/year
Free Air India ticket on ₹5L spend

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income

₹1,200,000

Min credit score

780+

Self-employed

Eligible

MatchYour SaaS · pays best on this card

Best SaaS to pay with the SBI Air India Signature

The SaaS subscriptions where SBI Air India Signature earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹3,05,303/yr.

Top match

Big forex win