Head-to-head · 🇮🇳 India
SBI Air India Signature vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI Air India Signature
VISA
Wins 5 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 1 of 10
Verdict
SBI Air India Signature wins 5-1. Air India loyalists — highest miles earn on AI bookings. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | SBI Air India Signature | Yes Bank Marquee |
|---|---|---|
| Annual fee | = ₹4,999 | = ₹4,999 |
| Joining fee | ₹4,999 | · ₹9,999 |
| Top reward rate | 8% (travel) | · 2% (general) |
| Base reward rate | = 2% | = 2% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = 20,000 Air India reward points | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹500,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,200,000 | · ₹2,400,000 |
| Min credit score | 780 | · 790 |
| Editorial rating | = 4.3/5 | = 4.3/5 |
Benefits compared
SBI Air India Signature
- 30 AI reward points per ₹100 on Air India bookings
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›SBI Air India Signature vs Yes Bank Marquee: which is better?
SBI Air India Signature wins on more dimensions (5 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Air India Signature for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Air India Signature: 20,000 Air India reward points. Yes Bank Marquee: 15,000 reward points worth ₹3,750.