HDFC Marriott Bonvoy vs IndusInd Tiger
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
HDFC Marriott Bonvoy wins 5-4. Marriott loyalists — every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere. IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | HDFC Marriott Bonvoy | IndusInd Tiger |
|---|---|---|
| Annual fee | · ₹3,000 | No annual fee |
| Joining fee | ₹3,000 | · ₹50,000 |
| Top reward rate | 8% (travel) | · 4% (general) |
| Base reward rate | · 2% | 4% |
| Forex markup | · 1.99% | 1.8% |
| Welcome bonus | = 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status | = 50,000 reward points + Taj Inner Circle Reflections membership |
| Fee waiver threshold | ₹800,000 / yr | · N/A (no fee) |
| Min income | ₹1,500,000 | · ₹3,500,000 |
| Min credit score | 770 | · 800 |
| Editorial rating | · 4.5/5 | 4.6/5 |
Benefits compared
HDFC Marriott Bonvoy
- 8 Bonvoy points per ₹150 on Marriott
- 4 Bonvoy points per ₹150 on travel + dining
- 2 Bonvoy points per ₹150 on everything else
- 1 free night annually at Marriott (up to 15K Bonvoy point value)
- Marriott Bonvoy Silver Elite status (15 elite night credits)
- 8 international + 8 domestic lounge visits/year
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
FAQ
›HDFC Marriott Bonvoy vs IndusInd Tiger: which is better?
HDFC Marriott Bonvoy wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Marriott Bonvoy for its best categories, IndusInd Tiger for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Marriott Bonvoy: 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status. IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership.