Head-to-head · 🇮🇳 India
Yes Bank Marquee vs AU Bank LIT
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 4 of 10
IN
AU Small Finance Bank
AU Bank LIT
VISA
Wins 4 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Yes Bank Marquee | AU Bank LIT |
|---|---|---|
| Annual fee | · ₹4,999 | No annual fee |
| Joining fee | · ₹9,999 | None |
| Top reward rate | 2% (general) | · 1% (general) |
| Base reward rate | 2% | · 1% |
| Forex markup | No FX fee | · 1.99% |
| Welcome bonus | = 15,000 reward points worth ₹3,750 | = Customizable card features (toggle benefits on/off) |
| Fee waiver threshold | ₹1,500,000 / yr | · N/A (no fee) |
| Min income | · ₹2,400,000 | ₹300,000 |
| Min credit score | · 790 | 730 |
| Editorial rating | = 4.3/5 | = 4.3/5 |
Benefits compared
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
AU Bank LIT
- Toggle between 4 benefit packs each month (cashback / travel / shopping / dining)
- 5x rewards on chosen category
- Lifetime free
- 4 domestic lounge visits/quarter
- 1% fuel surcharge waiver
FAQ
›Yes Bank Marquee vs AU Bank LIT: which is better?
It's a true tie — pick the one whose boost categories match your spend. Yes Bank Marquee wins on 4 criteria, AU Bank LIT on 4.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Yes Bank Marquee for its best categories, AU Bank LIT for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Yes Bank Marquee: 15,000 reward points worth ₹3,750. AU Bank LIT: Customizable card features (toggle benefits on/off).