AU Bank LIT
India's first customizable card — choose your perks each month.
External link to AU Small Finance Bank. We may earn a referral commission, at no cost to you.
5-year value calculator
How much AU Bank LIT actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
Customizable card features (toggle benefits on/off)
What you get
- Toggle between 4 benefit packs each month (cashback / travel / shopping / dining)
- 5x rewards on chosen category
- Lifetime free
- 4 domestic lounge visits/quarter
- 1% fuel surcharge waiver
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the AU Bank LIT
The SaaS subscriptions where AU Bank LIT earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,83,668/yr.
Greenhouse
Greenhouse bills in USD. AU Bank LIT's 1.99% forex (vs 3.5% default) saves ₹1,00,113/yr at this spend.
Drift
Drift bills in USD. AU Bank LIT's 1.99% forex (vs 3.5% default) saves ₹38,505/yr at this spend.
Vanta
Vanta bills in USD. AU Bank LIT's 1.99% forex (vs 3.5% default) saves ₹23,103/yr at this spend.
Drata
Drata bills in USD. AU Bank LIT's 1.99% forex (vs 3.5% default) saves ₹18,482/yr at this spend.
WorkOS
WorkOS bills in USD. AU Bank LIT's 1.99% forex (vs 3.5% default) saves ₹1,925/yr at this spend.
dbt
dbt bills in USD. AU Bank LIT's 1.99% forex (vs 3.5% default) saves ₹1,540/yr at this spend.
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