Head-to-head · 🇮🇳 India
SBI Pulse vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI Pulse
Wins 5 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 4 of 10
Verdict
SBI Pulse wins 5-4. Health/fitness focused — smartwatch + wellness benefits. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | SBI Pulse | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹1,499 | · ₹4,999 |
| Joining fee | ₹1,499 | · ₹9,999 |
| Top reward rate | · 1% (general) | 2% (general) |
| Base reward rate | · 1% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = Noise smartwatch on activation + 5,000 reward points | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹200,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹360,000 | · ₹2,400,000 |
| Min credit score | 740 | · 790 |
| Editorial rating | · 3.9/5 | 4.3/5 |
Benefits compared
SBI Pulse
- Free Noise ColorFit Pulse 2 smartwatch
- 4 reward points per ₹100 on chemists, dining, movies
- 4 domestic lounge visits/year
- 1-year FITPASS PRO membership
- Cult.fit + 1mg discount partnerships
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›SBI Pulse vs Yes Bank Marquee: which is better?
SBI Pulse wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Pulse for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Pulse: Noise smartwatch on activation + 5,000 reward points. Yes Bank Marquee: 15,000 reward points worth ₹3,750.