SBI Pulse
Health/fitness focused, smartwatch + wellness benefits.
External link to SBI Card’s own application page.
The SBI Pulse costs ₹1,499 a year, waived at ₹2,00,000 annual spend. It earns 1% on all spends. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much SBI Pulse actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the SBI Pulse earn?
What you earn back, by category.
Noise smartwatch on activation + 5,000 reward points
What do you get with the SBI Pulse?
- Free Noise ColorFit Pulse 2 smartwatch
- 4 reward points per ₹100 on chemists, dining, movies
- 4 domestic lounge visits/year
- 1-year FITPASS PRO membership
- Cult.fit + 1mg discount partnerships
Who qualifies for the SBI Pulse?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the SBI Pulse
Real answers from readers. No login, and nothing here affects our scores.
SBI Pulse FAQ
›What is the SBI Pulse annual fee?
The annual fee is ₹1,499. It is waived if you spend ₹2,00,000 in a year.
›What does the SBI Pulse earn?
It earns 1% on all spends.
›What is the SBI Pulse forex markup?
The SBI Pulse charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the SBI Pulse?
The stated minimum income is ₹3,60,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the SBI Pulse welcome bonus?
Noise smartwatch on activation + 5,000 reward points.
›Are these SBI Pulse figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
