Head-to-head · 🇮🇳 India
SBI Prime vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI Prime
Wins 6 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 3 of 10
Verdict
SBI Prime wins 6-3. Step up from SimplyClick with lounge access. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | SBI Prime | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹2,999 | · ₹4,999 |
| Joining fee | ₹2,999 | · ₹9,999 |
| Top reward rate | 5% (shopping) | · 2% (general) |
| Base reward rate | · 1.25% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra) | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹300,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹480,000 | · ₹2,400,000 |
| Min credit score | 750 | · 790 |
| Editorial rating | · 4.2/5 | 4.3/5 |
Benefits compared
SBI Prime
- 10x reward points on dining + grocery + departmental + movies
- 5x on utility bill payments
- 8 domestic + 4 international lounge visits/year
- Club Vistara Silver + Trident Privilege Red
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›SBI Prime vs Yes Bank Marquee: which is better?
SBI Prime wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Prime for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Prime: ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra). Yes Bank Marquee: 15,000 reward points worth ₹3,750.