SBI Prime
Step up from SimplyClick with lounge access.
External link to SBI Card’s own application page.
The SBI Prime costs ₹2,999 a year, waived at ₹3,00,000 annual spend. It earns 5% on shopping and 1.25% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much SBI Prime actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the SBI Prime earn?
What you earn back, by category.
₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra)
What do you get with the SBI Prime?
- 10x reward points on dining + grocery + departmental + movies
- 5x on utility bill payments
- 8 domestic + 4 international lounge visits/year
- Trident Privilege Red membership
Who qualifies for the SBI Prime?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
SBI Prime FAQ
›What is the SBI Prime annual fee?
The annual fee is ₹2,999. It is waived if you spend ₹3,00,000 in a year.
›What does the SBI Prime earn?
It earns 5% on shopping and 1.25% on everything else.
›What is the SBI Prime forex markup?
The SBI Prime charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the SBI Prime?
The stated minimum income is ₹4,80,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the SBI Prime welcome bonus?
₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra).
›Are these SBI Prime figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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