Head-to-head · 🇮🇳 India
SBI BPCL Octane vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI BPCL Octane
VISA
Wins 7 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 2 of 10
Verdict
SBI BPCL Octane wins 7-2. Highest fuel cashback in India — 7.25% effective at BPCL pumps. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | SBI BPCL Octane | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹1,499 | · ₹4,999 |
| Joining fee | ₹1,499 | · ₹9,999 |
| Top reward rate | 7.25% (fuel) | · 2% (general) |
| Base reward rate | · 1.25% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = 6,000 BPCL reward points (₹1,500 fuel value) | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹200,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹360,000 | · ₹2,400,000 |
| Min credit score | 740 | · 790 |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
SBI BPCL Octane
- 25 reward points per ₹100 at BPCL (~7.25% value)
- 10x rewards on dining + grocery + departmental
- 4 domestic lounge visits/year
- 1% fuel surcharge waiver
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›SBI BPCL Octane vs Yes Bank Marquee: which is better?
SBI BPCL Octane wins on more dimensions (7 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI BPCL Octane for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI BPCL Octane: 6,000 BPCL reward points (₹1,500 fuel value). Yes Bank Marquee: 15,000 reward points worth ₹3,750.