RBL World Safari vs HDFC Marriott Bonvoy
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
RBL World Safari wins 4-1. International travelers — best forex markup + lounge access combo. HDFC Marriott Bonvoy is still the right call if marriott loyalists — every ₹150 = 8 bonvoy points on marriott + 2 elsewhere..
Side-by-side
| Criterion | RBL World Safari | HDFC Marriott Bonvoy |
|---|---|---|
| Annual fee | = ₹3,000 | = ₹3,000 |
| Joining fee | = ₹3,000 | = ₹3,000 |
| Top reward rate | 10% (travel) | · 8% (travel) |
| Base reward rate | = 2% | = 2% |
| Forex markup | No FX fee | · 1.99% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status |
| Fee waiver threshold | ₹500,000 / yr | · ₹800,000 / yr |
| Min income | ₹1,200,000 | · ₹1,500,000 |
| Min credit score | · 780 | 770 |
| Editorial rating | = 4.5/5 | = 4.5/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
HDFC Marriott Bonvoy
- 8 Bonvoy points per ₹150 on Marriott
- 4 Bonvoy points per ₹150 on travel + dining
- 2 Bonvoy points per ₹150 on everything else
- 1 free night annually at Marriott (up to 15K Bonvoy point value)
- Marriott Bonvoy Silver Elite status (15 elite night credits)
- 8 international + 8 domestic lounge visits/year
FAQ
›RBL World Safari vs HDFC Marriott Bonvoy: which is better?
RBL World Safari wins on more dimensions (4 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, HDFC Marriott Bonvoy for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. HDFC Marriott Bonvoy: 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status.