IndusInd Tiger vs AU Bank Zenith
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
AU Bank Zenith wins 5-4. Underrated mid-premium — punches above its fee tier. IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | IndusInd Tiger | AU Bank Zenith |
|---|---|---|
| Annual fee | No annual fee | · ₹7,500 |
| Joining fee | · ₹50,000 | ₹7,500 |
| Top reward rate | · 4% (general) | 10% (travel) |
| Base reward rate | 4% | · 2% |
| Forex markup | 1.8% | · 2% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = 7,500 reward points + Vistara Premium Economy ticket |
| Fee waiver threshold | · N/A (no fee) | ₹800,000 / yr |
| Min income | · ₹3,500,000 | ₹1,200,000 |
| Min credit score | · 800 | 780 |
| Editorial rating | 4.6/5 | · 4.4/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
AU Bank Zenith
- 10 ZenPoints per ₹100 on travel + dining
- 2 ZenPoints per ₹100 on general spend
- 8 complimentary international lounge visits per quarter
- 12 complimentary domestic lounge visits / year
- Annual milestone: free domestic flight at ₹6L spend
- 4 free golf rounds/quarter at 250+ courses
FAQ
›IndusInd Tiger vs AU Bank Zenith: which is better?
AU Bank Zenith wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, AU Bank Zenith for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. AU Bank Zenith: 7,500 reward points + Vistara Premium Economy ticket.