AU Bank Zenith
Underrated mid-premium, punches above its fee tier.
External link to AU Small Finance Bank’s own application page.
The AU Bank Zenith costs ₹7,500 a year, waived at ₹8,00,000 annual spend. It earns 10% on travel and 2% on everything else. Forex markup is 2%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much AU Bank Zenith actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the AU Bank Zenith earn?
What you earn back, by category.
7,500 reward points
What do you get with the AU Bank Zenith?
- 10 ZenPoints per ₹100 on travel + dining
- 2 ZenPoints per ₹100 on general spend
- 8 complimentary international lounge visits per quarter
- 12 complimentary domestic lounge visits / year
- Annual milestone: free domestic flight at ₹6L spend
- 4 free golf rounds/quarter at 250+ courses
- 2% forex markup
Who qualifies for the AU Bank Zenith?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
AU Bank Zenith FAQ
›What is the AU Bank Zenith annual fee?
The annual fee is ₹7,500. It is waived if you spend ₹8,00,000 in a year.
›What does the AU Bank Zenith earn?
It earns 10% on travel and 2% on everything else.
›What is the AU Bank Zenith forex markup?
The AU Bank Zenith charges 2% forex markup on foreign-currency spends.
›What income do you need for the AU Bank Zenith?
The stated minimum income is ₹12,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the AU Bank Zenith welcome bonus?
7,500 reward points.
›Are these AU Bank Zenith figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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