Head-to-head · 🇮🇳 India

HDFC Marriott Bonvoy vs Axis MyZone

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

IN
Premium
HDFC Bank
HDFC Marriott Bonvoy
DINERS CLUB
Wins 4 of 10
IN
Axis Bank
Axis MyZone
VISA
Wins 5 of 10
Verdict

Axis MyZone wins 5-4. Entry-tier with strong entertainment partnerships. HDFC Marriott Bonvoy is still the right call if marriott loyalists — every ₹150 = 8 bonvoy points on marriott + 2 elsewhere..

Side-by-side

CriterionHDFC Marriott BonvoyAxis MyZone
Annual fee
·
₹3,000
₹500
Joining fee
·
₹3,000
₹500
Top reward rate
8% (travel)
·
1% (general)
Base reward rate
2%
·
1%
Forex markup
1.99%
·
3.5%
Welcome bonus
=
1 free night at any Marriott property + Marriott Bonvoy Silver Elite status
=
₹500 SonyLIV / Eros Now subscription
Fee waiver threshold
·
₹800,000 / yr
₹100,000 / yr
Min income
·
₹1,500,000
₹240,000
Min credit score
·
770
720
Editorial rating
4.5/5
·
4/5

Benefits compared

HDFC Marriott Bonvoy

  • 8 Bonvoy points per ₹150 on Marriott
  • 4 Bonvoy points per ₹150 on travel + dining
  • 2 Bonvoy points per ₹150 on everything else
  • 1 free night annually at Marriott (up to 15K Bonvoy point value)
  • Marriott Bonvoy Silver Elite status (15 elite night credits)
  • 8 international + 8 domestic lounge visits/year

Axis MyZone

  • Buy-1-get-1 BookMyShow tickets up to ₹500/transaction
  • 40% off on Swiggy (capped ₹120)
  • Sony LIV / Eros Now annual subscription
  • 4 reward points per ₹200
  • 1% fuel surcharge waiver

FAQ

HDFC Marriott Bonvoy vs Axis MyZone: which is better?

Axis MyZone wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.

Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Marriott Bonvoy for its best categories, Axis MyZone for its best categories. Just watch the combined annual fees against your spend.

Which one has the better welcome bonus?

HDFC Marriott Bonvoy: 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status. Axis MyZone: ₹500 SonyLIV / Eros Now subscription.