Axis MyZone card
🇮🇳 India · Axis Bank

Axis MyZone

Entry-tier with strong entertainment partnerships.

4 / 5
Joining fee
₹500
Annual fee
₹500
Top reward
1%
Min income
₹2,40,000

External link to Axis Bank’s own application page.

The Axis MyZone costs ₹500 a year, waived at ₹1,00,000 annual spend. It earns 1% on all spends. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Axis MyZone actually pays you over time, net of annual fees.

₹50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards₹6,000
Annual fee₹0 (waived ✓)
Welcome bonus (year 1 only)+₹500
Cumulative net value
+₹30,500
over 5 years
Year 1
₹6,500
+₹6,500/yr
Year 2
₹12,500
+₹6,000/yr
Year 3
₹18,500
+₹6,000/yr
Year 4
₹24,500
+₹6,000/yr
Year 5
₹30,500
+₹6,000/yr
Year 1 (with bonus)
₹6,500
Year 2+ (steady state)
₹6,000/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Axis MyZone earn?

What you earn back, by category.

Everything else
1%
📈
🎁
Welcome bonus

₹500 SonyLIV / Eros Now subscription

What do you get with the Axis MyZone?

  • Buy-1-get-1 movie tickets on District, spend-gated from 1 Nov 2026 (₹25,000 settled spend in the previous 3 months)
  • 40% off on Swiggy (capped ₹120)
  • Sony LIV / Eros Now annual subscription
  • 4 reward points per ₹200
  • 1% fuel surcharge waiver

Who qualifies for the Axis MyZone?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹2,40,000
Min credit score
720+
Self-employed
Eligible

What people say about the Axis MyZone

Real answers from readers. No login, and nothing here affects our scores.

Axis MyZone FAQ

›What is the Axis MyZone annual fee?

The annual fee is ₹500. It is waived if you spend ₹1,00,000 in a year.

›What does the Axis MyZone earn?

It earns 1% on all spends.

›What is the Axis MyZone forex markup?

The Axis MyZone charges 3.5% forex markup on foreign-currency spends.

›What income do you need for the Axis MyZone?

The stated minimum income is ₹2,40,000 a year. Banks treat this as a guideline, not a hard cutoff.

›What is the Axis MyZone welcome bonus?

₹500 SonyLIV / Eros Now subscription.

›Are these Axis MyZone figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.