Axis Vistara Signature vs SBI Pulse
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
SBI Pulse wins 5-2. Health/fitness focused — smartwatch + wellness benefits. Axis Vistara Signature is still the right call if domestic flyers (vistara was acquired by air india — points convert)..
Side-by-side
| Criterion | Axis Vistara Signature | SBI Pulse |
|---|---|---|
| Annual fee | · ₹3,000 | ₹1,499 |
| Joining fee | · ₹3,000 | ₹1,499 |
| Top reward rate | 5% (travel) | · 1% (general) |
| Base reward rate | = 1% | = 1% |
| Forex markup | = 3.5% | = 3.5% |
| Welcome bonus | = Vistara Premium Economy ticket on joining | = Noise smartwatch on activation + 5,000 reward points |
| Fee waiver threshold | · ₹750,000 / yr | ₹200,000 / yr |
| Min income | · ₹600,000 | ₹360,000 |
| Min credit score | · 750 | 740 |
| Editorial rating | 4.2/5 | · 3.9/5 |
Benefits compared
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
SBI Pulse
- Free Noise ColorFit Pulse 2 smartwatch
- 4 reward points per ₹100 on chemists, dining, movies
- 4 domestic lounge visits/year
- 1-year FITPASS PRO membership
- Cult.fit + 1mg discount partnerships
FAQ
›Axis Vistara Signature vs SBI Pulse: which is better?
SBI Pulse wins on more dimensions (5 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Vistara Signature for its best categories, SBI Pulse for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Vistara Signature: Vistara Premium Economy ticket on joining. SBI Pulse: Noise smartwatch on activation + 5,000 reward points.