Axis Vistara Signature vs AU Bank Zenith
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Vistara Signature wins 5-4. Domestic flyers (Vistara was acquired by Air India — points convert). AU Bank Zenith is still the right call if underrated mid-premium — punches above its fee tier..
Side-by-side
| Criterion | Axis Vistara Signature | AU Bank Zenith |
|---|---|---|
| Annual fee | ₹3,000 | · ₹7,500 |
| Joining fee | ₹3,000 | · ₹7,500 |
| Top reward rate | · 5% (travel) | 10% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | · 3.5% | 2% |
| Welcome bonus | = Vistara Premium Economy ticket on joining | = 7,500 reward points + Vistara Premium Economy ticket |
| Fee waiver threshold | ₹750,000 / yr | · ₹800,000 / yr |
| Min income | ₹600,000 | · ₹1,200,000 |
| Min credit score | 750 | · 780 |
| Editorial rating | · 4.2/5 | 4.4/5 |
Benefits compared
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
AU Bank Zenith
- 10 ZenPoints per ₹100 on travel + dining
- 2 ZenPoints per ₹100 on general spend
- 8 complimentary international lounge visits per quarter
- 12 complimentary domestic lounge visits / year
- Annual milestone: free domestic flight at ₹6L spend
- 4 free golf rounds/quarter at 250+ courses
FAQ
›Axis Vistara Signature vs AU Bank Zenith: which is better?
Axis Vistara Signature wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Vistara Signature for its best categories, AU Bank Zenith for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Vistara Signature: Vistara Premium Economy ticket on joining. AU Bank Zenith: 7,500 reward points + Vistara Premium Economy ticket.