Head-to-head · 🇮🇳 India
AU Bank Zenith vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
AU Small Finance Bank
AU Bank Zenith
VISA
Wins 6 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 2 of 10
Verdict
AU Bank Zenith wins 6-2. Underrated mid-premium — punches above its fee tier. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | AU Bank Zenith | Yes Bank Marquee |
|---|---|---|
| Annual fee | · ₹7,500 | ₹4,999 |
| Joining fee | ₹7,500 | · ₹9,999 |
| Top reward rate | 10% (travel) | · 2% (general) |
| Base reward rate | = 2% | = 2% |
| Forex markup | · 2% | No FX fee |
| Welcome bonus | = 7,500 reward points + Vistara Premium Economy ticket | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹800,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,200,000 | · ₹2,400,000 |
| Min credit score | 780 | · 790 |
| Editorial rating | 4.4/5 | · 4.3/5 |
Benefits compared
AU Bank Zenith
- 10 ZenPoints per ₹100 on travel + dining
- 2 ZenPoints per ₹100 on general spend
- 8 complimentary international lounge visits per quarter
- 12 complimentary domestic lounge visits / year
- Annual milestone: free domestic flight at ₹6L spend
- 4 free golf rounds/quarter at 250+ courses
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›AU Bank Zenith vs Yes Bank Marquee: which is better?
AU Bank Zenith wins on more dimensions (6 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use AU Bank Zenith for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
AU Bank Zenith: 7,500 reward points + Vistara Premium Economy ticket. Yes Bank Marquee: 15,000 reward points worth ₹3,750.