Amex Delta SkyMiles Platinum vs Capital One Venture X
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Capital One Venture X wins 5-1. Premium travel, $395 fee easily offset by $300 travel credit + 10K anniversary miles. Amex Delta SkyMiles Platinum is still the right call if regular delta flyers who also book hotels directly..
Side-by-side
| Criterion | Amex Delta SkyMiles Platinum | Capital One Venture X |
|---|---|---|
| Annual fee | $350 | · $395 |
| Joining fee | = None | = None |
| Top reward rate | · 3% (travel) | 10% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | · N/A | 75,000 miles after $4,000 spend in first 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = Not verified | = None stated |
| Min credit score | · N/A | 720 |
| Editorial rating | · 4.2/5 | 4.7/5 |
Benefits compared
Amex Delta SkyMiles Platinum
- 3x miles on Delta purchases and on hotels booked directly
- 2x miles at restaurants and US supermarkets
- 1x miles on everything else
- No foreign transaction fees
Capital One Venture X
- 10x miles on hotels + rental cars via Capital One Travel
- 2x miles on every purchase
- $300 annual Capital One Travel credit
- 10,000 miles anniversary bonus (worth $100)
- Unlimited Priority Pass + Capital One Lounges access
- Up to $100 Global Entry/TSA PreCheck credit
FAQ
›Amex Delta SkyMiles Platinum vs Capital One Venture X: which is better?
Capital One Venture X wins on more dimensions (5 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Delta SkyMiles Platinum for its best categories, Capital One Venture X for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Delta SkyMiles Platinum doesn't list a welcome bonus. Capital One Venture X: 75,000 miles after $4,000 spend in first 3 months.