Capital One Venture X
Premium travel — $395 fee easily offset by $300 travel credit + 10K anniversary miles.
External link to Capital One. We may earn a referral commission, at no cost to you.
5-year value calculator
How much Capital One Venture X actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
75,000 miles after $4,000 spend in first 3 months
What you get
- 10x miles on hotels + rental cars via Capital One Travel
- 2x miles on every purchase
- $300 annual Capital One Travel credit
- 10,000 miles anniversary bonus (worth $100)
- Unlimited Priority Pass + Capital One Lounges access
- Up to $100 Global Entry/TSA PreCheck credit
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Capital One Venture X
The SaaS subscriptions where Capital One Venture X earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹2,43,270/yr.
Greenhouse
Premium tier rewards rate of 2% on Greenhouse subscriptions.
Drift
Premium tier rewards rate of 2% on Drift subscriptions.
Vanta
Premium tier rewards rate of 2% on Vanta subscriptions.
Drata
Premium tier rewards rate of 2% on Drata subscriptions.
WorkOS
Premium tier rewards rate of 2% on WorkOS subscriptions.
dbt
Premium tier rewards rate of 2% on dbt subscriptions.
More cards in the US
Chase Sapphire Preferred
Chase
First-time travel-rewards card, sweet-spot earn rates
EXPRESS
American Express Gold
American Express
Heavy restaurant + grocery spenders ($1K+/mo on food)
Citi Double Cash
Citi
Set-it-and-forget-it 2% on everything