Amex Blue Cash Everyday vs Amex Delta SkyMiles Gold
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
EXPRESS
EXPRESS
Amex Blue Cash Everyday wins 3-1. No-fee Amex with 3% supermarket — Blue Cash Preferred minus the fee. Amex Delta SkyMiles Gold is still the right call if delta loyalists — free first checked bag pays for the fee with one round trip..
Side-by-side
| Criterion | Amex Blue Cash Everyday | Amex Delta SkyMiles Gold |
|---|---|---|
| Annual fee | No annual fee | · $150 |
| Joining fee | = None | = None |
| Top reward rate | 3% (shopping) | · 2% (travel) |
| Base reward rate | = 1% | = 1% |
| Forex markup | · 2.7% | No FX fee |
| Welcome bonus | = $200 statement credit after $2,000 spend in first 6 months | = 40,000 SkyMiles after $2,000 spend in 6 months |
| Fee waiver threshold | = N/A (no fee) | = No waiver |
| Min income | = — | = — |
| Min credit score | 670 | · 700 |
| Editorial rating | = 4.3/5 | = 4.3/5 |
Benefits compared
Amex Blue Cash Everyday
- 3% on US supermarkets (up to $6K/year)
- 3% on US gas stations + online retail
- 1% on everything else
- No annual fee
Amex Delta SkyMiles Gold
- 2x miles on Delta + restaurants + US supermarkets
- $200 Delta flight credit annually
- Free first checked bag (worth ~$60 each way)
- Priority Boarding (Zone 5)
- 15% miles discount on award flights
FAQ
›Amex Blue Cash Everyday vs Amex Delta SkyMiles Gold: which is better?
Amex Blue Cash Everyday wins on more dimensions (3 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Amex Blue Cash Everyday for its best categories, Amex Delta SkyMiles Gold for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Blue Cash Everyday: $200 statement credit after $2,000 spend in first 6 months. Amex Delta SkyMiles Gold: 40,000 SkyMiles after $2,000 spend in 6 months.