Amex Delta SkyMiles Gold card
🇺🇸 United States · American Express

Amex Delta SkyMiles Gold

Delta loyalists, free first checked bag pays for the fee with one round trip.

4.3 / 5
Joining fee
$0
Annual fee
$150
Top reward
2%
Min income
None stated

External link to American Express’s own application page.

The Amex Delta SkyMiles Gold costs $150 a year. It earns 2% on travel and 1% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Amex Delta SkyMiles Gold actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$252
Annual fee−$150
Welcome bonus (year 1 only)+$2,000
Cumulative net value
+$2,510
over 5 years
Year 1
$2,102
+$2,102/yr
Year 2
$2,204
+$102/yr
Year 3
$2,306
+$102/yr
Year 4
$2,408
+$102/yr
Year 5
$2,510
+$102/yr
Year 1 (with bonus)
$2,102
Year 2+ (steady state)
$102/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Amex Delta SkyMiles Gold earn?

What you earn back, by category.

travel
2%
📈
dining
2%
📈
Everything else
1%
📈
🎁
Welcome bonus

40,000 SkyMiles after $2,000 spend in 6 months

What do you get with the Amex Delta SkyMiles Gold?

  • 2x miles on Delta + restaurants + US supermarkets
  • $200 Delta flight credit annually
  • Free first checked bag (worth ~$60 each way)
  • Priority Boarding (Zone 5)
  • 15% miles discount on award flights

Who qualifies for the Amex Delta SkyMiles Gold?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

What people say about the Amex Delta SkyMiles Gold

Real answers from readers. No login, and nothing here affects our scores.

Amex Delta SkyMiles Gold FAQ

›What is the Amex Delta SkyMiles Gold annual fee?

The annual fee is $150 (joining fee $0).

›What does the Amex Delta SkyMiles Gold earn?

It earns 2% on travel and 1% on everything else.

›What is the Amex Delta SkyMiles Gold forex markup?

The Amex Delta SkyMiles Gold charges 0% forex markup on foreign-currency spends.

›What income do you need for the Amex Delta SkyMiles Gold?

American Express publishes no minimum income requirement for this card; approval rests on your credit profile.

›What is the Amex Delta SkyMiles Gold welcome bonus?

40,000 SkyMiles after $2,000 spend in 6 months.

›Are these Amex Delta SkyMiles Gold figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.