US
American Express
Amex Blue Cash Everyday
AMERICAN
EXPRESS
🇺🇸 United States · American Express

Amex Blue Cash Everyday

No-fee Amex with 3% supermarket — Blue Cash Preferred minus the fee.

4.3 / 5
Joining fee
$0
Annual fee
$0
Top reward
3%
Min income

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5-year value calculator

How much Amex Blue Cash Everyday actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$324
Annual feeNo fee
Welcome bonus (year 1 only)+$200
Cumulative net value
+$1,820
over 5 years
Year 1
$524
+$524/yr
Year 2
$848
+$324/yr
Year 3
$1,172
+$324/yr
Year 4
$1,496
+$324/yr
Year 5
$1,820
+$324/yr
Year 1 (with bonus)
$524
Year 2+ (steady state)
$324/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

shopping
3%
Capped at $6,000 per year
📈
Everything else
1%
📈
🎁
Welcome bonus

$200 statement credit after $2,000 spend in first 6 months

What you get

  • 3% on US supermarkets (up to $6K/year)
  • 3% on US gas stations + online retail
  • 1% on everything else
  • No annual fee

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min credit score
670+
Self-employed
Eligible