EXPRESS
American Express Platinum
Heavy travelers wanting Centurion Lounge access + status credits.
External link to American Express. We may earn a referral commission, at no cost to you.
5-year value calculator
How much American Express Platinum actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
80,000 Membership Rewards points after $8,000 in 6 months
What you get
- 5x points on flights booked direct or via amextravel
- Centurion Lounge + Priority Pass + Delta SkyClub access
- $200 annual airline fee credit + $200 Uber Cash
- $200 hotel credit + $189 CLEAR credit
- Marriott Bonvoy Gold + Hilton Honors Gold status
- No foreign transaction fees
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the American Express Platinum
The SaaS subscriptions where American Express Platinum earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,21,635/yr.
Greenhouse
Premium tier rewards rate of 1% on Greenhouse subscriptions.
Drift
Premium tier rewards rate of 1% on Drift subscriptions.
Vanta
Premium tier rewards rate of 1% on Vanta subscriptions.
Drata
Premium tier rewards rate of 1% on Drata subscriptions.
WorkOS
Premium tier rewards rate of 1% on WorkOS subscriptions.
dbt
Premium tier rewards rate of 1% on dbt subscriptions.
More cards in the US
Chase Sapphire Preferred
Chase
First-time travel-rewards card, sweet-spot earn rates
EXPRESS
American Express Gold
American Express
Heavy restaurant + grocery spenders ($1K+/mo on food)
Citi Double Cash
Citi
Set-it-and-forget-it 2% on everything