ICICI Sapphiro
Mid-premium with strong dining + travel mix.
External link to ICICI Bank’s own application page.
The ICICI Sapphiro costs ₹3,500 a year, waived at ₹6,00,000 annual spend. It earns 1% on all spends. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much ICICI Sapphiro actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the ICICI Sapphiro earn?
What you earn back, by category.
10,000 reward points worth ₹2,500
What do you get with the ICICI Sapphiro?
- 4 PAYBACK points per ₹100
- 2 complimentary international + 4 domestic lounge visits/year
- 15% off at 800+ restaurants (Culinary Treats)
- 25% off BookMyShow tickets
- Comprehensive travel insurance
Who qualifies for the ICICI Sapphiro?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the ICICI Sapphiro
Real answers from readers. No login, and nothing here affects our scores.
ICICI Sapphiro FAQ
›What is the ICICI Sapphiro annual fee?
The annual fee is ₹3,500 (joining fee ₹6,500). It is waived if you spend ₹6,00,000 in a year.
›What does the ICICI Sapphiro earn?
It earns 1% on all spends.
›What is the ICICI Sapphiro forex markup?
The ICICI Sapphiro charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the ICICI Sapphiro?
The stated minimum income is ₹10,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the ICICI Sapphiro welcome bonus?
10,000 reward points worth ₹2,500.
›Are these ICICI Sapphiro figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
