Amazon Pay ICICI
Heavy Amazon shoppers — best free card in India
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5-year value calculator
How much Amazon Pay ICICI actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
₹500 Amazon Pay balance on first transaction
What you get
- 5% cashback on Amazon for Prime members (3% non-Prime)
- 2% cashback on 100+ Amazon Pay merchants (Swiggy, BigBasket, MakeMyTrip)
- 1% cashback on every other transaction
- No annual fee, no joining fee, ever
- 1% fuel surcharge waiver
- No reward expiry, no minimum redemption
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Amazon Pay ICICI
The SaaS subscriptions where Amazon Pay ICICI earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹12,240/yr.
Trello
5% rewards on productivity category — better than the 1% default.
PostHog
5% rewards on marketing category — better than the 1% default.
Notion
5% rewards on productivity category — better than the 1% default.
Monday.com
5% rewards on productivity category — better than the 1% default.
Mailchimp
5% rewards on marketing category — better than the 1% default.
Klaviyo
5% rewards on marketing category — better than the 1% default.
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