Standard Chartered Ultimate
Best general earn-rate at the ₹5K fee tier.
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5-year value calculator
How much Standard Chartered Ultimate actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
6,000 reward points + ₹1,000 voucher
What you get
- 5 reward points per ₹150 (effectively 3.3%)
- 4 complimentary international lounge visits/year
- BookMyShow buy-1-get-1
- 1% fuel surcharge waiver
- Comprehensive travel + purchase insurance
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Standard Chartered Ultimate
The SaaS subscriptions where Standard Chartered Ultimate earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹2,79,761/yr.
Greenhouse
Premium tier rewards rate of 3.3% on Greenhouse subscriptions.
Drift
Premium tier rewards rate of 3.3% on Drift subscriptions.
Vanta
Premium tier rewards rate of 3.3% on Vanta subscriptions.
Drata
Premium tier rewards rate of 3.3% on Drata subscriptions.
WorkOS
Premium tier rewards rate of 3.3% on WorkOS subscriptions.
dbt
Premium tier rewards rate of 3.3% on dbt subscriptions.
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