SBI SimplyClick vs Tata Neu Plus HDFC
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
SBI SimplyClick wins 4-1. First card for online buyers, low entry fee Tata Neu Plus HDFC is still the right call if tata neu shoppers who want the neucoins without the infinity fee..
Side-by-side
| Criterion | SBI SimplyClick | Tata Neu Plus HDFC |
|---|---|---|
| Annual fee | = ₹499 | = ₹499 |
| Joining fee | = ₹499 | = ₹499 |
| Top reward rate | 2.5% (shopping) | · 2% (shopping) |
| Base reward rate | · 0.25% | 1% |
| Forex markup | = 3.5% | = N/A |
| Welcome bonus | Amazon e-gift voucher worth ₹500 | · N/A |
| Fee waiver threshold | = ₹1,00,000 / yr | = ₹1,00,000 / yr |
| Min income | = ₹3,00,000 | = ₹3,00,000 |
| Min credit score | 700 | · N/A |
| Editorial rating | 4.4/5 | · 4.2/5 |
Benefits compared
SBI SimplyClick
- 10x rewards on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, Yatra
- 5x rewards on all other online spend
- ₹2,000 Cleartrip voucher on ₹1L annual online spend, another at ₹2L
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions
Tata Neu Plus HDFC
- 2% back as NeuCoins on Tata Neu and partner Tata brands
- 1% back as NeuCoins on other non-EMI spends
- Up to 1% back on eligible UPI spends
- 1 NeuCoin = ₹1 on Tata Neu
- Renewal fee waived on ₹1,00,000 spend in a year
- Issued on Visa or RuPay
FAQ
›SBI SimplyClick vs Tata Neu Plus HDFC: which is better?
SBI SimplyClick wins on more dimensions (4 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use SBI SimplyClick for online shopping, Tata Neu Plus HDFC for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI SimplyClick: Amazon e-gift voucher worth ₹500. Tata Neu Plus HDFC doesn't list a welcome bonus.